We make it easy to afford your dream furniture
Whether you prefer to pay in full, split your payment, or choose a lay-buy over time.
How You Can Pay:
- Pay in Full
Make 100% payment upfront and we will begin production straight away. - 50/50 Split Payment
Pay a 50% deposit now — we start production immediately.
The remaining 50% is due 2 days before delivery. - Lay-Buy (3 or 4 Months)
Pay in 3 or 4 monthly instalments.
Production begins after your third payment, and delivery takes place once the final payment is received.
We accept:
- EFT (bank transfer)
Secure & Instant Payments with Stitch
We use Stitch as a secure payment gateway to give you a fast, smooth, and safe checkout experience. Depending on your preference, Stitch allows you to pay securely using:
Instant Bank Transfer (Pay by Bank / Capitec Pay): Safely authorize payments directly through your own banking app without needing to enter lengthy card details.
Credit & Debit Cards: Standard, secure online card processing for all major providers.
Digital Wallets: Apple and Google pay Fast checkouts utilizing supported mobile payment options.
All transactions are processed through encrypted, industry-standard financial infrastructure, ensuring your payment details remain completely secure.
Buy Now, Pay Later (2–6 Monthly Instalments)
Through our partnership with Stitch, you can choose to split your purchase into 2 to 6 equal monthly instalments at checkout.
How it works: Subject to a quick online credit assessment and approval for a spend limit, you pay the first instalment at checkout. The remaining instalments are then charged automatically each month.
Interest-Free Options: These flexible plans allow you to budget effectively over time.
Quick Verification: A fast soft eligibility check is completed during your first checkout (requiring basic verification), meaning no lengthy or complicated application forms.
Why Shop with Urban Furn Style
- Secure Checkout – Safe, encrypted online payments
- Gauteng-Based – Locally made with personal customer service
- Custom Orders Welcome – Custom sizes and fabric options available
- WhatsApp Support – Quick replies on 076 158 8448
- Trusted Manufacturer – High-quality finishes and durable frames, made in South Africa
Get Started
Browse our collection or contact us via WhatsApp (076 158 8448) to ask a question or start your lay-buy.
Urban Furn Style – where comfort, craftsmanship and flexible payments meet.